It is a bitter reality of life but everyone has to face death no matter what. Life is very unpredictable. You never know what will happen to you and your loved ones. Hence, it is best to plan things ahead of time to be in peace and be stress-free. People are becoming wise and more practical in accepting the harsh portions of life and after.
A great number of people sign-up for life insurance, burial insurance, term life insurance, universal life insurance, and many more types of policies to protect the years to come.
As you age the fear of death increases since your health starts to compromise in many ways and planning for your last arrangement expenses is highly advisable, where funeral insurance can aid you a big deal. There is a long list of final expense insurance companies that can assist you with your concerns and queries.
There are several things to consider when planning your funeral and evaluating the expenses and then select the policy that fits you best.
1. Choose between cremation and burial
It is vital to choose between the two because of personal preference and cost. Cremation is cheaper than a traditional burial and has increased over the past few years due to its cost-effectiveness, environmental friendliness, convenience, and loved ones can preserve the remains of the lost family member.
2. Select the funeral service
There are several funeral services available like,
- Celebration of life
- Direct burial or cremation
The decision completely depends on you and the policy size of the insurance and its benefits. Furthermore, evaluate all the wishful services you want to avail, and get your policy designed accordingly.
3. Plan on the memorial services
It is great to plan the memorial service by involving your loved ones to make the best out of the day. It is one of the most common types of service availed by the majority since all the family members and friends get together and pay tribute to the deceased. A couple of procedures that are carried out on this day includes playing songs and videos of the beloved, displaying pictures, personalizing the memories by a spiritual leader, inviting religious speakers, and raising charity for a good purpose as per the wish of the dead.
4. Consult with service providers
Once you reach a final decision and have roughly evaluated the cost of the services and proceedings you want to go for, start approaching different service providers to get the best rates and final costs. It is essential to be clear about all services you want to avail for yourself like accommodation of guests, time duration of the ceremony and transport service.
5. Disclose your final wishes to family and friends
Your planning and usage of an insurance policy will go to waste if you will not share it with your family members. Make sure to have a couple of written copies of your last arrangements so that everything goes as per your wish.