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Best Payment Gateways for a Successful eCommerce Site

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Today, the world has witnessed advanced mobile computing technologies and increased internet connectivity than decades before. This has transformed the ecommerce industry across the world, especially the way businesses relate with customers and generate revenue as stripe Google Analytics.

One of the key factors to a successful eCommerce business is the payment gateway because it facilities hassle-free transactions. Actually, an ecommerce firm can’t process payment online without a payment gateway. For that reason, it’s a mandatory factor for any eCommerce business since the other alternative is for the customer to pay cash on delivery which is not a popular mode of payment. Actually, customers prefer to pay for their online purchases via credit cards, debit, net banking, or online wallets.

In this post, you will learn about the best payment gateways for a successful eCommerce site.

What is Payment Gateway?

In simple words, a payment gateway is a middleman between an eCommerce store and the customer. Through this software application, the customers put their payment details (card details) on the eCommerce site, and it captures and sends them to the payment processor while ensuring utmost security through encryption.

So, when you enter and authorize payments on the eCommerce website, the magic that takes place in the background is due to the payment gateway. Therefore, the payment gateway serves as a bridge because it sends captured customers’ payment details from the eCommerce site to the processor and brings back the transaction information to the site.

Payment Gateways Exclusively Designed for eCommerce

1.    Apple Pay

Apple Pay is a widely used contactless payment gateway. While it is an easy-to-use application, it is used with Apple gadgets to make in-store, web, and apps purchases. It uses NFC technology to prevent fraudulent activities as well as the device account number to securely transmit the credit card details.

The gateway accepts payments from American Express, Quick Pay, Suica, Visa, and Master cards.

2.    Authorize.Net

It’s a popular payment gateway widely accepted by eCommerce businesses. Authorize.Net accepts electronic checks, credit cards and can transfer funds directly to the bank account. The all-in-one payment provider supports different currencies, does not need long-term contracts, and has robust security and anti-fraud systems. The gateway charges a processing fee of 2.9% +$ 0.30 on each transaction.

3.    Google Checkout

Google Pay is an excellent payment gateway option for eCommerce stores in the western region. You can use Google wallet to keep the money if you’re in the US or European markets and Google checkout option to pay for your online purchases.

It is easy to set up an account and integrate with an eCommerce store. It has a lower processing fee compared to others and has integration with AdSense.

4.    Payline

The payment gateway offers smooth and enriched payment experiences while its pricing and products are designed to match business needs.

5.    PaymentCloud

PaymentCloud has different top-notch security features like fraud and chargeback protection. The payment gateway accepts echecks, debit, and credit cards.

It allows the merchant to accept payment anytime, set up subscriptions and invoices as well as guarantees safe transactions between the eCommerce and customer. PaymentCloud has a processing fee of $15 – $20 per month but no setup or cancellation fees.

6.    Payoneer

Payoneer is a payment gateway that helps users navigate costly currency conversion and wire transfers. A user can create an account and set it to receive payments in USD, EUR, or other options. It has low-cost transfer fees as well as an annual account fee of $29.95 a year.

7.    PayPal

This is a familiar name and has a reputation of being easy to use, high security, and reliable. The payment gateway had over 277 million active users and millions of brands across the world.

PayPal is the best payment gateway for merchants with a low volume business flow. Buyers are not charged, but merchants pay a processing fee of 2.9% per transaction but no monthly charges.

8.    Skrill

The payment gateway focuses on the businesses and consumers’ needs as it facilitates international transactions regardless of your location. You can easily connect Skrill to your bank account without charges. However, you will pay a processing fee of 1.9% when making online purchases.

9. Stripe

This payment gateway is relatively new in the online business industry, but it has gained popularity and grown to become the leading payment processing company.

Stripe interface is technical for customers. One advantage of this payment gateway is that it

10. Square

Square is mainly used for in-person payments, but it has an eCommerce option for its website. Businesses with physical retail locations and want to switch to selling online can use the Square POS system. It can also be used by an eCommerce business that wants to open a retail shop.

The payment gateway has competitive prices compared to others. It doesn’t charge a monthly fee, and the fee per transaction is 2.9% + $0.30 per transaction.


Payment Gateway is the future of the B2B eCommerce business because they create a secured bridge between the website and the payment processor. Ecommerce businesses cannot function fully without receiving payments from customers when they shop online. Selling online means a company can transact with customers across the world, thus the need for a payment gateway.

This post has given you a list of 10 payment gateway with fast, secure, easy, and seamless transactions. Each option has its pros and cons, thus the need to pick the best for your eCommerce platform.

Also, customers have different preferences and are located in various parts of the world; thus, knowing these payment gateways will help the business give them many options, which increases their conversion rates.

Kossi Adzo is the editor and author of He is software engineer. Innovation, Businesses and companies are his passion. He filled several patents in IT & Communication technologies. He manages the technical operations at

1 Comment

1 Comment

  1. Stefan Robert

    06/06/2021 at 12:59 PM

    Payment gateway is one of the most important parts of the e-commerce business. People are interested to pay the payment on an online platform, credit card, debit, net banking, or online wallets.

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