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Finance Options for a Spanish Hotel Purchase

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White Swimming Pool Near Green Trees

With Spanish property prices expected to rise throughout 2022 and beyond, now could be the perfect time to invest in a Spanish hotel or acquire land and build your own.

Spain is a top holiday destination for those from the UK and Europe. Its Mediterranean climate and cosmopolitan cities, luxurious beach resorts and various islands make it the perfect destination for those seeking a holiday offering the chance to relax and escape work and home life for a week or two.

Spanish property has for some time attracted a range of foreign investors; Brits make up around a fifth of those making a move to purchase property abroad. Many thousands more each year consider Spain the ideal destination for their holidays.

There are excellent options available to businesses who would like to purchase property in Spain, which include international finance brokers offering the bridging loans that are often needed.

A market to be taken advantage of

Spain is suffering similar economic downturns in 2022 to the rest of Europe and the UK, yet whilst their growth is moderate, it is considered to be robust, and they are certainly benefitting from the opening of borders post Covid-19 restrictions and visitors that are near pre-pandemic levels, which saw vast numbers of British tourists visiting again and the growth forecasts for 2023 are set to rise again.

Investment opportunities throughout Spain:

Balearic Islands – Majorca, Menorca, Ibiza and Formentera offer an abundant array of properties and development sites that bring visitors and foreign investors to enjoy the islands’ culture and cuisine. Ibiza offers a perfect mix of nightclubs and rustic old towns that draws high-net-worth visitors and those looking to add to their property portfolio.

Marbella – home of super-yachts, the rich and famous, and many regular holiday-goers. Property owners flock to enjoy the benefits of second home ownership or the investment opportunities hotel ownership in Spain offers, with Malaga international airport just a half-hour away. Marbella is a destination perfect for short getaways or all-year-round holidays.

Barcelona – the perfect European city to enjoy the sun, sea and fun that this cosmopolitan city offers. There are many development opportunities, with existing hotels struggling to keep up with visitor numbers, so there are serious investment opportunities for hotel purchase and development in the tourist industry.

Why buy in Spain

Eurozone insecurity also contributes to the rise in Spanish hotel purchases, attracting those wishing to use hotel finance packages to add to their Spanish property portfolio.

Of course, many villas and complexes also make ideal investment opportunities for Spanish property purchases and attract high-net-worth individuals looking to add to their buy-to-let portfolio.

Finance options include:

  • A Spanish lender mortgage
  • An international non-Spanish mortgage lender
  • Raising capital secured on an existing property, securities or assets

What finance option is right for you

A specialist broker can assist you in making the best decision for your circumstances and help you access the most favourable borrowing terms. They have the expertise to negotiate on your behalf and present your case in the best possible light, which can see more favourable security terms and lending rates than would be achievable if you go it alone.


High-value finance brokers can assist individuals, businesses and companies to access competitive mortgages, finance, securities lending, bridging finance and private debt to facilitate investment in overseas property, land or other luxury items. They can negotiate agreements and offer specialist area advice for those requiring short and long-term property portfolio finance, whether you’re looking to purchase or build in Spain.

Kossi Adzo is the editor and author of He is software engineer. Innovation, Businesses and companies are his passion. He filled several patents in IT & Communication technologies. He manages the technical operations at

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